Terms of Website Use

Your Use of this Site

Welcome to the Nehemiah Community Foundation’s (“NCF”) web site (“Site”). Your use of this Site and its services (“Service(s)”) will be subject to the following terms and conditions. Please read them carefully. By accessing this Site or using any Service, you are agreeing to these terms. If you do not want to be bound by this agreement, you should leave this Site.

NCF provides information and resources concerning, grant opportunities, financial literacy, and education.  While NCF seeks to maintain the accuracy and relevance of the information provided on the Site, NCF, its employees and agents, make no representations about the suitability of the information contained in the Site for any purpose.  NCF is in no way responsible for mistakes, errors, or omissions in our source data, email messages, Site, or other informational services.

NCF, its employees and agents, and the Site do not advise or recommend any specific stocks, options, or other forms of investments. Information contained in this Site is for educational use only and NCF does not endorse, recommend, or advise the purchase or sale of any equity, option, or other investment based on the information contained in the Site.  NCF recommends that you seek qualified investment advice from a registered investment advisor or representative before making any investment decision.

Any opinions expressed by writers, editors, or contributors to this Site are solely those of the individual writers and are in no way associated with or in any way reflect those of NCF, its editors, directors, agents, third party content providers, partners or any affiliates or employees thereof.

Intellectual property laws protect original material that we post at this Site. You are granted a non-exclusive license to access the content on this Site and to print copies of any content only for your personal use, except as expressly provided above, all rights are reserved. Among other things, except to the extent required for the limited purpose of reviewing material on our Site, electronic reproduction, adaptation, distribution, performance or display is prohibited. Commercial use of any content is prohibited.

In this agreement, the terms “we” and “us” refer to NCF, its affiliates, and any companies that have helped to create and support this Site.

We reserve the right to change, add, or delete any of the terms set forth below, as well as any of the Services. Certain Services may be subject to limitations that are not expressly stated below. NCF does not guarantee funding for any grant request or scholarship request. Please check the other portions of this Site for additional details. We assume no responsibility if a Service becomes unavailable for any reason or fails to meet your requirements.

Your Compliance with Laws and Site Guidelines

You agree to comply with the laws that apply to your use of this Site and/or the Services. You also agree not to engage in any activities that: encourage a violation of any law or regulation by others, abuse, harass, stalk, defame, impersonate, or invade the privacy of another, infringe the rights of any third party, including intellectual property, business, contractual and fiduciary rights, is in any way connected with the transmission of “junk mail,” “spam,” “pyramid scheme” solicitations, chain letters, or any other mass distribution of unsolicited e-mail, interfere with the functioning of the Site or any linked web site, or involve sending abusive, obscene, hateful or otherwise offensive content by means of any Service. You also agree to comply with the rules of the internet service providers, networks, hosting and telecommunication services, servers, computer databases, and web sites that you access or use in conjunction with this Site and/or the Services. You agree not to access or attempt to access the non-public areas of this Site.

Your Privacy/Security

Please see our Privacy Policy for details regarding the manner in which we collect and use information gathered at this Site.

Access to Password Protected or Secured Areas

Access to and use of password protected or secured areas on this Site is limited to authorized users only. You agree to provide accurate and current information on all registration forms on this Site. You are solely responsible for maintaining the confidentiality of any user name and password provided to you. You agree to not misuse or share the username or password that is issued to you by NCF, misrepresent your identity or your affiliation with an entity, impersonate any person or entity, or misstate the origin of any materials you are exposed to through this Site.

Linked Sites and Advertisements

You may be able to access web sites operated by third parties from this Site. Unless we tell you otherwise in writing, we do not operate or control any of the information, products or services on such linked sites. You acknowledge and agree that: (a) you access such linked sites at your own risk; (b) we make no representation or warranty, and assume no responsibility for, any linked site or the actions or omissions of its owners or operators; (c) we make no endorsement of, and assume no responsibility for, any goods or services offered by the companies that “power” or support this Site or any other site; and (d) although we may have a contractual or other relationship with the operators of a linked site, we will not be responsible for the content, accuracy, integrity or operation of their site.

Third parties may offer goods and services to you through marketing that is made available at or through this Site. Unless we expressly state otherwise, we make no endorsement regarding such parties, and we make no representation, recommendation or warranty with respect to their goods, services or advertising. You agree to hold us harmless in connection with our selection of third party advertisers, as well as their actions and omissions.

Message Features

The Site may offer opportunities for you to transmit messages in connection with various features ("Message Feature(s)"). You must use Message Features in a responsible manner, and are solely responsible for any content you transmit. You must not transmit any message ("Message") in connection with any Message Feature that: (i) imposes an unreasonable or disproportionately large load on the Site's infrastructure, or otherwise adversely affects, restricts or inhibits any other user from using and enjoying the Site; (ii) is threatening, abusive, libelous, defamatory, obscene, vulgar, offensive, pornographic, profane, sexually explicit or indecent; (iii) constitutes or encourages conduct that would constitute a criminal offense, gives rise to civil liability or otherwise violate any local, state, national or international law; (iv) violates, plagiarizes or infringes the rights of third parties including, without limitation, copyright, trademark, patent, rights of privacy or publicity or any other proprietary right; (v) contains a virus or other harmful component; (vi) contains any information, software or other material of a commercial nature; (vii) contains advertising, promotions or commercial solicitations of any kind; (viii) constitutes or contains false or misleading indications of origin or statements of fact; (ix) contains material irrelevant to the subject matter of the Message Feature; or (x) contains any virus, Trojan horse, worm, time bomb, Cancelbot, or other similar harmful or deleterious programming routine.

In order to participate in any Message Feature, you may be asked to provide certain personal information such as your name and/or email address. The Site's Privacy Policy explains how such information may be collected and used.

By transmitting any Message, you are granting NCF a perpetual, royalty-free, non-exclusive, and irrevocable right and license to reproduce, prepare derivative works based upon, distribute, perform, or display such Message, in whole or in part, in any form, media or technology known or hereafter developed.

NCF and its vendors act as a passive conduit in connection with your use of Message Features. NCF and its vendors have the right, but not the obligation, to review, edit or delete any Message transmitted by you that they believe may create a liability for them, and also to deny access to any Message Feature. Display of any Message in any Message Feature does not constitute its approval or endorsement by NCF or its vendors.

You acknowledge that Messages are not confidential and they may be read, intercepted by others and widely accessible on the World Wide Web. You acknowledge that by submitting Messages to this Website, no confidential, fiduciary, contractually implied, or other relationship is created between you and NCF and its vendors other than as expressly set forth in this Agreement.

Limitation on Liability and Warranty Disclaimers

THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. NEITHER WE NOR OUR SERVICE PROVIDERS MAKE ANY WARRANTY, EXPRESS OR IMPLIED, REGARDING THIS SITE, ITS CONTENT, THE SERVICES, THE GOODS OR SERVICES ADVERTISED BY THIRD PARTIES VIA THIS SITE OR LINKED SITES, OR THE SUBJECT MATTER OF THIS AGREEMENT. ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE EXPRESSLY DISCLAIMED TO THE GREATEST EXTENT PERMITTED BY LAW. WE ASSUME NO RESPONSIBILITY FOR THE UNAVAILABILITY OF THIS SITE, FOR VIRUSES CREATED BY THIRD PARTIES, OR FOR INFORMATION PROVIDED BY THIRD PARTIES. NO CONTENT AVAILABLE AT OR THROUGH THE SITE SHALL CREATE ANY WARRANTY.

EXCEPT TO THE EXTENT OTHERWISE REQUIRED BY LAW, WE WILL NOT BE LIABLE TO YOU FOR ANY CONSEQUENTIAL, INDIRECT, SPECIAL, INCIDENTAL OR SIMILAR DAMAGES, WHETHER OR NOT THEY ARE FORESEEABLE, INCLUDING CLAIMS FOR LOSS OF GOODWILL, PROFITS, DATA, USE OF MONEY OR PRODUCTS, STOPPAGE OF WORK OR IMPAIRMENT OF ASSETS, WHETHER ARISING OUT OF BREACH OF EXPRESS OR IMPLIED WARRANTY, BREACH OF CONTRACT, NEGLIGENCE, MISREPRESENTATION, STRICT LIABILITY OR OTHERWISE.

Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. To the extent these laws apply to you, some of the provisions set forth in this agreement may not apply.

We will not be liable to you for any failure or delay in performing the Services or making the Site available for your use if the failure or delay is due to: causes beyond our reasonable control; natural catastrophes; governmental actions or omissions; the application of any law, governmental guideline or regulation; terrorism; labor strikes or difficulties; communication system breakdowns; hardware or software failures; viruses introduced by third parties; our inability to confirm your identity or your authority to act; or our inability to procure supplies or materials or access the networks through which we operate the Services.

You agree to indemnify, defend and hold us, our affiliates, the vendors that assist us in providing Services, and our respective directors, officers, employees and agents harmless from and against all claims, actions, proceedings, damages and costs (including attorney's fees) related to or arising out of: (i) your use of this Site or the Services; (ii) the actions or omissions of third parties who advertise at our Site or through linked sites; (iii) our reliance on instructions that are accompanied by your password or security code (if applicable); or (iv) your breach of these terms.

Proprietary Information

You acknowledge and agree that the software used by us in the operation of this Site, and the copyright, patent, trademark, trade secret and all other proprietary rights in and to the technology, designs, graphics, marks and software used by us for this Site and the Services, are proprietary to us and our licensors. As such, you will not gain any ownership or other right, title or interest in or to them by reason of this agreement or otherwise. You may not reverse engineer, modify, or de-compile any of the technology that we make available to you. You agree not to engage in the practice known as “screen-scraping” in an attempt to obtain a list of our Site users. You agree to comply with the terms of any license agreement we make available to you with any software.

Termination

NCF may change, suspend or discontinue any aspect of the Site at any time, including the availability of any Site feature, database, or content. NCF may also impose limits on certain features and services or restrict your access to parts or the entire Site without notice or liability at any time in NCF’s exclusive discretion, without prejudice to any legal or equitable remedies available to NCF, for any reason or purpose, including, but not limited to, conduct that NCF believes violates these Terms of Use or other policies or guidelines posted on the Site or conduct which NCF believes is harmful to other customers, to NCF’s business, or to other information providers. In addition, this Agreement may be immediately terminated at any time by NCF in its sole discretion. In addition and without prejudice to any other remedy available to NCF, NCF may immediately terminate this Agreement if you breach any term of this Agreement or other operating term set forth by NCF.

Amendments

We may add to, delete from, or change the terms of this agreement by posting a revised agreement at the Site or by sending you a written or electronic notice. Your continued use of the Site or Services after such notice will be evidence of your agreement to the changes. As such, you should visit this page periodically.

California Law

The validity, interpretation and legal effect of this agreement will be governed by the laws of the State of California, without reference to its conflict of law provisions. We make no representation that the materials in or the content of this Site are appropriate or available for use in all locations. If you are accessing this Site from outside the United States, for example, you agree to comply with any local laws that apply to your access and use of this Site or the Services.

Notices

You may send notices to us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it . We may send notices to you at your postal or e-mail address, or by posting a message on this Site.

Policy For Making Claims Of Copyright Infringement

If you believe that any content has been posted on the Site in a manner that constitutes copyright infringement, please notify us by providing the written information specified below:

  1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
  2. A description of the copyrighted work(s) claimed to have been infringed;
  3. A description of the material on the Website that is claimed to be infringed or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material;
  4. Information reasonably sufficient to permit us to contact you, such as your address, telephone number and e-mail address;
  5. A statement by you that you have a good faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;
  6. A statement by you that the information in your notice to us is accurate and, under penalty of perjury, that you are authorized to act on behalf of the owner of the exclusive right that is allegedly infringed.

You may send notice of claims of copyright infringement to us at: This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

Severability

If any provision of this agreement is found to be invalid or unenforceable, the remainder of this agreement will continue in effect.

Waiver

Any waiver of the provisions of this agreement must be in writing to be valid. No waiver will occur as a result of a usage of trade, custom or practice.

Miscellaneous

These Terms of Use constitutes the entire agreement between the parties, and supersedes all prior written or oral agreements or communications with respect to the subject matter herein.

Acceptance of Terms of Use

By using the Site, you signify your agreement to these Terms of Use. If you do not agree to these Terms of Use you must not use the Site.

LAST UPDATED: November 16, 2009.