Down Payment Assistance (DPA)

Purchasing your first home is likely the largest investment you’ll ever make. For many potential homebuyers, saving enough money for the down payment and closing costs is often the largest barrier to homeownership.  Very few people know there are over a thousand down payment assistance programs available throughout the country to assist first time homebuyers and low- to moderate-income individuals and families achieve the American dream of home ownership.

The Nehemiah Community Foundation has compiled one of the most comprehensive Down Payment Assistance Program databases in the country to help reduce your barriers to homeownership. The database includes first-time homebuyer and general assistance programs. To qualify for most of these programs, you will need to meet these basic requirements: *

• Your income must fall within the program’s income limits.
• The home you want to purchase must fall within the program’s home price limits.
• You must not have owned a home in the last three years.
• You must live in the home that you purchase.

*For specific program requirements, refer to the down payment assistance program guidelines for the programs available in your area by using the search below.

If you are ready for help with overcoming one the largest barriers to homeownership, there is likely a program in our database for you. With the help of our personalized down payment assistance program locator, getting the financial assistance you need to purchase the home of your dreams is now at your fingertips.

The program information provided herein is for guidance only and does not purport to be comprehensive. We are not attorneys, tax accountants, or brokers. Nothing contained herein should be construed as legal, accounting, tax or other professional advice. You should consult with a licensed attorney, accounting or tax professional for any specific questions you may have regarding your situation and should not rely on any information contained herein as being a substitute for professional legal, tax or accounting advice.

Any references contained herein to third party companies or websites are provided for your convenience only. We have no control over the content on any third party website or the services offered by any third party. Any resources we have listed as being offered by such third parties may not continue to be offered by the third party or may be modified without notice. We make efforts to keep our content up to date; however, we do not make any representation that the information contained herein contains the most current information available. If you notice that any of our content requires updating, we would be pleased to have your input. Please contact our Customer Service Department at This e-mail address is being protected from spambots. You need JavaScript enabled to view it if you have any questions, comments or suggestions regarding our website content.

Any financial figures or other numerical or statistical information, including interest rates, prices, and similar information are for exemplary purposes only and may not reflect the most up to date information available. We do not in any way guaranty or promise that any interest rates, prices or other similar information will continue to be available.